How the Property Insight process works

Your initial investment of £60,000 is protected by placing it in your solicitor’s client account. Only you can authorise the solicitor to write cheques to release it, as and when it is needed. We will also help you to open your own rental bank account. Rental profits will be paid into this account and mortgages out of it. In this way you have ultimate control of your property investment portfolio.

By the end of the first year, you will own three initial properties that are guaranteed to be purchased at 15% discounted from the current RICS valuation price. By sourcing these three properties below market value, it means that by the end of this first year, your portfolio value will have increased by at least 30%.

To ensure we are buying at a genuine 15% below market value, we send out a RICS surveyor to independently value the property before we negotiate the sale price.

Through increase in capital growth in the property market and equity release from your property portfolio we will be able to buy a further 4 properties over the following 9 years.

Thus, by the end of Year 10, you will have at least £200,000 of equity across seven properties with a total market value exceeding £900,000. Through on-going capital growth and equity release, you will receive an income of at least £30,000 per annum forever, which will be inflation-proofed. This will continue as long as you or your estate own the properties and is based on an average 4% increase in property values per annum. You will pay no tax on this income as it is achieved by equity release.

Your initial investment is completely safe – if we don’t deliver properties for whatever reason, you retain your investment.